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Homeowners Insurance Coverage

Homeowners insurance combines coverage for your dwelling, other structures, personal property and loss of use as well as personal liability protection for you and your family.

Notice of Premium Discounts for Hurricane Loss Mitigation

Protect Your Greatest Investment

Your home is likely the greatest investment you will make. Protecting your investment and your family is essential, and Florida Farm Bureau insurance is here to help.

Why choose Florida Farm Bureau insurance? We have been serving policyholders just like you for over 60 years. You are more than just a policy to us, you’re our priority.

The Homeowners Insurance Policy is a broad package of insurance. Because of this “packaging concept” we are able to provide this policy at a lower premium than if comparable coverage was purchased separately.

What Homeowners Insurance Covers

Generally speaking, Homeowners Insurance protects your property from damage to the structure and to the contents.

  • Damage or theft of your personal property at home or away from home.
  • Additional living expenses if you have to leave your home after it has been damaged by an insured peril.
  • Medical Payments to others for injuries obtained while on the premises regardless of fault.
  • Personal Liability for you or your family members who reside with you as a result of negligence on or away from your property.

There are other coverage features provided in the policy, and as you would expect, some limitations and exclusions apply as well. Coverage is not available in all areas of the state due to exposure restrictions.

For more information on a Homeowners Insurance Policy, please contact your Florida Farm Bureau insurance agent.

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